Your job could be doubling your car insurance payment — here are the 5 career choices that cost the most

CAR

Car insurance is expensive. It's probably the most costly part of driving — but we all have to fork out for it because you never know when you might accidentally scrape along that wall you didn't notice, or when someone might smash up your bumper.

However, the premiums we pay can vary tremendously. Young people, for example, pay outrageous amounts until they prove they're not reckless anymore, or until they hit their mid 20s.

As it turns out, your career might also see your insurance amount soar.

According to new figures from comparethemarket.com, the yearly price to insure your car could increase by nearly double the amount based solely on your chosen career. "Entertainers" were at the top of the list for most expensive payments, with circus workers, comedians, actors, and musicians included.

The website analysed 100 professions overall, keeping the rest of the variables the same. Each estimate was calculated using a petrol powered, manual Ford Fiesta Zetec, based in Peterborough, with a licence holder of eight years.

Here are the 5 professions expected to pay the most per year:

1. Entertainer — £1,408.61

2. Sportsperson — £1,408.61

3. DJ — £1,151.86

4. Taxi Driver — £1,105.97

5. Chef — £1,084.16

In particular, when professions were split up, circus workers had the highest premium of £1,409.61 per year. They were closely followed by snooker players, DJs, and body guards.

On the other end of the spectrum, people who are good with numbers are considered to be the most careful drivers. Accountants were right at the bottom, followed by astronomers, police workers, postal workers, and vets.

These were the 5 least expensive professions:

1. Accountant — £706.72

2. Ambulance Driver — £738.08

3. Judge — £738.08

4. Queens Council — £748.08

5. Paramedic — £748.16

"Insurers use a complex algorithm to determine an individual's premium, with profession making a big impact on the annual cost of an individual's car insurance," said Simon McCulloch, the director of insurance at comparethemarket.com.

"An assumption on the time of day a professional is likely to be on the road, plus the number of hours behind the wheel, may be taken into consideration, in addition to the insurer's claims experience with each job category."

You can see the full list in the infographic here:

car insurance